a good credit report is important. The better your credit
is, the less risk you are to a potential lender. If you
have a good credit report you are generally able to secure
loans faster and also will pay a lower interest rate the
less of a credit risk you are perceived to be.
There are two products that will help you establish a good credit report. The first step to establishing a good credit worthiness is to download your consumer credit report and to check that all of the details are accurate. If banks, credit card companies or lenders do not provide the correct information about you this can affect your credit worthiness.
By ensuring that all of your existing loan agreements are serviced on a regular basis you can improve your credit worthiness.
Subscribing to a monitoring service will inform you every time something happens relating to your credit report, this will alert you every time an application is made against your name.